The TBB operates as a specialized bank for small and medium-sized business. In addition to actively providing small and medium-sized enterprises with financing and assistance to help them improving their production facilities and financial structures, the bank is also responsible for developing small and medium-sized enterprises policy-type tasks.
Coordinating with government policies, the bank has twelve policy-type loans now.
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Assisting Small and Medium-sized Enterprises Upgrading Loan.
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Traditional Industry Boost -up Loan.
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SME Root Establishment Project Loan.
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Youth Business Start-up Loan.
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Micro-Business Start-up Loan.
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Traditional Industry Loan with Credit Guarantee Programs.
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NT$50 billion in preferential interest rate loans for earthquake reconstruction
Soft Loan for Promoting East- Area Industry Development.
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Promoting Industry R&D Loan.
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SME Easy Loan.
In 2003, the amount of the above one to seven item loan ranked as the top in Taiwan respectively. Furthermore, Micro-Business Start-Up Loan is the winner in the Micro-Finance Produce or Program category of the Asian Banking Awards 2004.
Expansion of business scope to cope with competition and fully meet the need for SME credit, the highly promising SME loan and factoring businesses will be targeted for development, speed up establishing electronic commerce and operation system and providing online financing operations via the internet, satisfy the customer in funding demand.
In mortgage loans, the bank will continue offering policy-type home loans and will actively providing special average revolving mortgage loans to help the public procure low-interest financing for the purchase of self occupied housing and continuously design new mortgage loans to meet the demand from customer and competition in market and raise the Bank's market share in the home loan business.
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